Daemon4x4 - 4x4 & Off Road Technical Board
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Unless the tools were all worth more than the specified single item limit on your house insurance, they ought to be covered. I suppose there could be some sort of business exception (I assume they were work tools), but worth a pop definitely... The max value limit is usually at least £1000 and often more these days - sometimes there are variable limits for e.g. jewellery and watches. I would be very surprised if there was an express exemption for tools.
Good lord - really? Which one? I am the very soul of discretion ordinarily...